Does anyone have experience in dealing with Union Finance - Southend? We dealt with them in 1995 and were advised to use a loophole in the MG policy to hand in our keys and we would not be liable for any shortfall. Now after almost 7 years without a sniff of a letter (we were always on the electoral roll) we have received a one sentence letter from previous mortgage provider to contact them by phone. (We have just purchased a council flat with the help of a mortgage). Any views would help.(posted 8014 days ago)