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Alliance & Leic repossessed in 1995...What if I buy again? Will they be able to take my new home?

from Sandy Lewis (sandilou69@hotmail.com)
I left my violent & adultorous husband in 1994 & moved into a bedsit. I notified the Alliance & Leic BS about the situation, but their response was understandably that we were both still jointly liable for the mortgage. Meanwhile my husband moved out of the house & got tenants into the house as sole landlord. I didn't mind as long as he used the £480 @ month rent to pay the mortgage. He didnt! He kept it all. This went on for several months. Meanwhile I found out that the tenants were on housing benefit & the DSS were actually sending the cheque to him. I contacted the DSS & managed eventually to stop the cheques going to him & had them going to the tenants directly. I them would meet up with the tenant & together we would go and pay the mortgage. I managed to keep this going for a while, but then my divorce came through and the threats started. I had to get away so I moved. Then the now EX husband moved his mistress into our house & didnt pay the mortgage for a year. What could I do? I had notified the mortgage company of all what was going on, but all they would say is that I was jointly liable.

So I tried to escape. I have moved away & got a new life. I have never defaulted on any payments since & have had no contact with the Building Society either. What surprises me is.....I still work for the same company now that I did when I had the mortgage. So I would have thought I would be easy to trace. But I have heard nothing. As far as I know the house was repossessed & sold in 1995.

I am now in a position to buy another house in my name only & have a mortgage arranged, and they have accepted my offer. But I am so scared that I will settle into my new home & then the Alliance & Leic will suddenly turn up and get me.

Please advise me someone

sandi

(posted 8042 days ago)

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