Mario, Tony is right. The Mortgagee in possession is required by Law (and regulatory body agreement) to achieve the best possible selling price, given market conditions etc. Your "legal advisor" could be negligent in advising you otherwise.(posted 8022 days ago)Vijay, in theory, there should be little discrepancy between the value in present condition figure and the "forced sale" which is probably Halifax speak for "bottom line repo figure". The value in present condition is the important one. If you can demonstrate that the property was undersold, then you should have a case to argue. However, in practice this underselling seems to be ignored. My solictor's had two valuations, including the Lender's own (!) showing my property to be worth forty eight thousand or thereabouts - they sold it for thirty one thousand to the first taker.