Hello Steve,(posted 8067 days ago)Go into the Repossession section of this site and read it and read it. It is full of very valuable information, collected and collated through the experiences of many, many people.
Don't allow these shysters to bully you.
One of the first things to do is to S.A.R.N. the lenders - see on the re-po section what this means, what it will do for you and how to do it.
Good luck.....Joy