Response to Household Mortgage Corporation - What is a Full and Final Settlement?

Avril - this isn't a Full & Final agreement as far as my experience of these letters go. Your arrangement was only with the HMC - in respect of your liability - but what they don't say (and is implicit once you know how they play this game) is that if your ex either defaults on his arrangement or never pays, or the Insurer exercises Rights of Subrogation, which they have, they [the Lender] can come after you for the whole amount all over again. This is the worst case of being sneaky b******* I have ever read on here. I am so very sorry, and angry for you. Read this site from top to bottom and follow the steps starting with a SARN, (Subject Access Rights Notice) which will give you all their paperwork on this, comments, internal memeo's the lot. I would refuse to be budged on this. Based on the information you have provided, HMC deliberately misled you. The Summary Judgement Order for 56k is legally enforceable against you. Disgusting.

[ Previous | Next ]