Hi Craig,(posted 8076 days ago)Knowing just how the Halifax operate I believe that you should be VERY careful about how you proceed. DO NOT be pressured by them into signing anything that could later be used by them to slap an alleged mortgage shortfall debt of their own making onto you.
My advice is to take your time and read everything on this site twice over and then formulate a plan of action. I must state here that my advice is purely based on my own case where the Halifax deliberately sold my repossessed house (which they themselves had clearly confirmed as a 4 bedroomed one) as a 3 bedroomed one. The Halifax did this EVEN though they knew they had been found out to be doing so. They also sold it with 16 Cubic Yards of rubbish in it. Again the Halifax did this EVEN though they knew they had been found out to be doing so.
I have found that I CANNOT trust them to do ANYTHING decent! You should make up your own mind after reading all the info regarding their practices on this site.
Good Luck !