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Response to What can they charge you for?

from Joy Harker (fightingback@harker.go-plus.net)
Lisa, are you satisifed that you actually DO owe ANY of the money they claim? If not send a Subject Access Rights Notice to them requesting copies of ALL data they hold relating to the case. This will cost £10 and NO MORE for ALL data. Also go into OPTIONS/ Repossession at the L/H side of this page and read there about what to do and how to do it. Further, write to the lender asking them why it took 3 years to sell and do some detective work in the archives of the appropriate local paper and at a 'friendly' estate agent as to what selling prices were being achieved for similar properties at the time in question. With regard to your suspicions about people living in the property: ask around the neighbourhood for evidence or have a look on the electoral roll for the period in question. The best thing you can do is follow the advice in the Repossession section of this site. Don't give in 'Kiddo'- fight back because 'THEY are trying it on !! Good luck, Joy.
(posted 8081 days ago)

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