Million Doller question.........(posted 8114 days ago)IMHO if no 'contact' was made prior to this then the limit is 6 years. They, however seem to think that if they have written a letter to any address or tried to make contact then that is fine. If you look at the agreement on the CML web site you can form your own views. There is no case history to support either train of thought as yet and I don't think there will be as it is too risky for the lenders to try.
There is no harm in using this arguement with them and if they then say that they had written request coipies of all letters etc and when these have been sent to an address where you did not live ask for proof of delivery - as they will tell you proof of sending is not proof of receipt.
Dfrat a lette and send me a copy if you want a second opinion.