My repo was jan 90.over 12 years ago. Next contact was Nov 98(talk about shocked) Naiveley started sending £50.00 per month out of fright. Realised after sending approx 12 payments over 2 years that i wasnt the only one and have since been delaying them and researching. It seems that my best defence is that I paid some out of terror but there is no MJO and they should back off and walk away?would anyone agree?(posted 8117 days ago)Danny Hague