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Response to MIG and the DPA (update)

from Joy Harker (fightingback@harker.go-plus.net)
Melody,

Payments were made by you, through your mortgage account presumably, to cover the premiums due for the MIG. This money was directed from your account with the lender to an Acct for the MIG and would have to identifiable otherwise they would have a huge pile of money accumulating from all appropriate borrowers and none of it traceable to any source. (If you believe that one you'll believe anything)

If records of the payments are NOT identifiable by ANY means how are they able to apportion the alleged shortfall-debts? No record of you havinf a MIG means no shortfall-debt. If the payments are linked to you in some way in their records which enables identification of you then that surely is personal data. If it isn't I don't know what is!!

I would write to the lender asking them how they are able to identify you for this "debt" if they don't have some form of cross-reference. It is obvious that you can be identified by the lender - and if they can identify you so can anyone else with reference to your mortgage records. It would most interesting to see just how they respond.

(posted 8094 days ago)

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