I voluntarily handed over the keys to my property and it was repossessed in May 2000 and sold in September 2000. For many years prior to this I had been living in my husband's house. Nationwide do not know I am married and I have no idea how they found me at my current address, but they have. I today received a letter stating 'Please note this is not a demand for payment' and a Completion Statement indicating their losses are £12,000.(posted 8123 days ago)The letter asks that I contact them. I am now unsure what to do. Should I ignore the letter and see what they do next, or should I serve a SARN on them? I am unemployed and not in a position to pay them anything.
I am concerned about replying to them as it would confirm that I am at this adddress.
My husband and I are also looking to move shortly. Does the fact that they have written to me at my current address mean that my former repossession is now associated with this property? If so, will this make getting another mortgage with my husband more difficult?
I'd be really grateful of any advice.
Thanks.