I have now gone through the repossession of my home and paid off the mortgages and half the remaining balance went to the Official Receiver to offset the bankruptcy. I suppose the repossession will be loggged somewhere but as the actual repossession followed a suspended repo order from 1996 will the 6 years start from 1996 or from the actual eviction date. I am now getting my act back together. I would like to have my own bank account but don't know how I can go about this. I guess with a bad credit history, a repossession and bankruptcy against my name nobody will want to know. In addition to a bank account I would like a credit card facility. I doubt that I will ever have another mortgage as I am at 53 probably too old and have no capital yet for a deposit. It would be nice though because the £475 per month rent we pay now would be better spent buying something. We have never defaulted on the rent. Any advice/help would be most appreciated.(posted 8135 days ago)