.... sorry I pressed the wrong key again!!(posted 8141 days ago)assuming that you have already read the previous note I posted... My husband claims he was unaware of this oversight and the Bradford and Bingley seem to have either chosen to ignore the fact or hadn't realised either because it wasn't until I started making the full payment that it unfortunately came to their notice and they have been pursuing me fiercely ever since to repay the £1,000 in accumulated arrears. I have responded promptly to every letter thay have sent and explained that I am having difficulty finding any extra money to pay over and above the normal monthly payment to reduce the arrears. We have never missed a payment. I told them that we intend to sell the house next summer and that we have around £20,000 in collateral over and above the mortgage and arrears owing in the house. Bradford and Bingley sent me a letter this morning which was dated 2 weeks ago, threatening court action and repossesion if we haven't cleared this £1,000 in arrears in 7 days from the date of the letter..... Can they do this?? we haven't missed any payments at all and we have been paying the correct monthly amount since I discovered the error?