Thank you David for your helpful comments. While you are correct the mortgage deed is proof that there was a debt, my defense is that: a) after 6 years the debt can no longer be chased b) the lenders have not kept within the law in providing a letter containing the listed items (whereever posted) c) the lenders have breached another with the Human rights act d) wether criminal or civil the theft act still applies, and would lead the way for a private action upon the lender(posted 8157 days ago)I will agree all the 'ins and outs' can make your head spin, a solicitor although qualified may not be as familia with this side of the law as even myself (having done nothing else but for the last 3 years on this case)
Thanks
Jon S