Hi Margaret(posted 8156 days ago)I would make an arrangement with the A&L to pay the arrears off. You would be best selling the house rather than handing the keys in, it will sell eventualy be sure of that and then the £300 wont seem such a large burden. If nessasery go back to your solicitor and tell them what is happening. They may be able to re-negotiate the settlement with you keeping the house, then seeing if you can remortgage over a longer term to bring the payments down to a more manageable level.
Good Luck
JonS