[ Post New Message | Post Reply to this One | Send Private Email to pendle | Help ]

Response to Attachment of earnings

from pendle (pendle_666@yahoo.co.uk)
When you have an AOE order against you, its in your best interests to supply full details of your outgoings and income. The AOE Admin Office then assess your details and set a limit - an amount you can earn each week which the creditor cannot touch. For example, if you earned £150 per week and your outgoings were £100, the AOE Admin Office might set your limit to £120. You could then earn £120 per week without paying your lender. Anything you earned over that amount, then the lender would get their £10. The lender could ask for more, but they would have to prove that you have more money to pay them and likewise you'll have your chance to show that you're unable to afford to.

The AOE Order will be in the amount of the initial judgement, plus costs, so its not a settlement. There is no reason why you can't go ahead and fight your case, however you will find that you're hindered by the fact that the lender already has their judgement.

It may be worth your while seeing if you can get the initial judgement set aside. If you can show that the lender didn't act fairly, or didn't substantiate their claim, then you'll have a good chance of getting it set aside.

I would suggest that you see a solicitor or a Money Advice Centre or other legal help service for some further advice.

(posted 8164 days ago)

[ Previous | Next ]