Steer clear - they do nothing you cannot do for yourself, and they charge a fee into the bargain.(posted 8224 days ago)If you are genuinely having debt problems, the first people you should contact are (is ?) your lender(s). Explain the situation to them - most are sympathetic and will try to help you out, especially if the situation is temporary. Remember it's not in their interest to go to court, they'd far rather reach an amicable arrangement.
It would be helpful if you could give us more details as to WHY you want to use debthelp.
Lastly, I don't wish to detract from the value of this site - but it's primarily aimed at people with mortgage/repossession problems. It's worth visiting:
http://boards.fool.co.uk
Look for Dealing With Debt - there is a wealth of really good information there for people dealing with debt.
HTH