Response to 6 year rule

From the brief details you have given I would say that definately trhe Halifax are time barred. Even if the 6 years went from the date of sale, which is questionable, then six years takes it to Feb 2001. You say that they traced you in June 2001 therefore they are out of time by virtue of their own announcement in Dec 1999 and the CML agreement that started on 11/2/00.

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