abbey national

my friends have just had a summons for possesion of property notice delivered. they had fallen behind with the repayments made an agreement then fallen behind again for a month i think then the next thing they get through the door is this. i had a read of it and i might be just stupid but they are claimng for; the property, the full amount borrowed,the interest on that amount and the arrears plus lots of other charges. is that right to claim for the property and the full amount of money? also what happens when their is more than one name on the deed, do they chase both?

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