Response to Experto Credite and Royal and Sun Alliance and Halifax

I am amazed to find this site as I have been searching the net for ages - this is exactly the problem I have and exactly the same people. My home was repossessed approximately '91. I received letters for years, which I chose to ignore. The last correspondence being about two years ago. I have now recently had Experte Credito contacting me(the third debt collectors)threatening all sorts. I have chosen to ignore again as I don't know what to do. Any advice I have been given would be to contact them and offer to pay as much as I can. I feel if I start this I will be paying for the rest of my life. I am in no financial situation to make payment as I am living in a council house and also a single parent. My estranged husband owes this debt also but I think he has get off with it. I believe my agreement was with the Halifax who have been paid by the Mortgage Indemnity. Living in Scotland, I don't know also about the time bar. I think it is different to England. Can anybody help or give advice on what my next step should be?

[ Previous | Next ]