I am currently being chased By Eversheds on behalf of Abbey National for a £10,000 shortfall from a mortgage I had with my ex-husband.(posted 8299 days ago)Eversheds have sent me half of an illegible survey that was carried out on the property prior to sale and I have now served a SARN on AN and am waiting to hear back from them.
Can you tell me if Lenders have to carry out a minimum number of surveys on repossessed properties prior to sale to show they have tried to obtain best market price or can they get away with just doing one?
Also the surveyor’s details have been ‘blacked out’. I asked why and they said that this is for Data Protection purposes but there is nothing left showing on the document to show that the survey was carried out by an independent surveyor. Can they withhold these details even when a SARN has been served?
Just to add a bit more complication to this, my ex-husband has declared himself as bankrupt. Does this leave me with sole liability for the shortfall?