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Experian - is the act of finding out risky?

from John Williamson (pitcairn36@hotmail.com)
Thank you so much for this inspiring service.

I want to find out about what information is held against me by the Credit agencies. What I want to know is whether the simple act of requesting data from them means that that this query gets recorded in my Experian / agency file?

Two other questions - I have a little more money now and wondered if I paid some old debts held against me, if OTHER collection agencies think "OK! Time to collect!" and then come down on me like a ton of bricks?

Is there a similar website for people who have personal debt problems? I have an old loan from Barclays and dont even know whether the debt has been written off / if it is still there or has grown to the size of a mountain with interest payments...

(posted 8293 days ago)

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