Further to the above.(posted 8312 days ago)It is important to avoid having a suspended possession order over your property if at all possible. It makes it a lot easier for them to repossess at some future date - they just ask for the order to be enforced as the grounds are considered already proven.
I am surprised that they are pursuing this so vigorously giving the small amount involved. My view is that provided your first cheque clears they will not proceed. Their statement re 'provided both clear we will suspend' is nonsense. If both cheques clear, there are no arrears and they have no grounds to pursue a repossession - suspended or otherwise, so the magistrate won't grant it or award them costs, and it would be viewed as a waste of court's time.
Given the small amount involved, would it not be possible to get or extend an overdraft to cover it? Thereby repaying it sooner and completely removing the threats of court action. I don't normally advocate borrowing money to repay money, but the small additional cost might be worth the peace of mind.
Final point to consider once this is resolved: is this the sort of company you want to have your mortgage with? If this is how they treat you? Who is this company anyway?