I recieved a letter from my mortgage company 9GMAC-RFC Lted) 2 weeks ago via a company called Eversheds acting on their behalf.(posted 8319 days ago)They wrote informing me of £621.00 arrears and requested in writing no tlephone how and what I was going to do about it, and if they didn't hear from me in 7 days they would issue repossession proceedings for court.
I replied by recorded delivery the next day enclosing 2 post dated cheques (1 for £321.00 for the 25th July 2001 and the other for £300.00 for the 25th August 2001, stating the reason being paid on a monthly basis). I asked them to confirm in writing if this arrangement was alright.
Today I recieved another letter from Eversheds, quoting: -
We write further to your recent letter in which you put forward proposals. We confirm that the proposals you have made are not sufficient to stop legal action, however provided both of your post dated cheques clear our client has instructed us to incorporate a Suspended Possession Order at the Court Hearing.
I have no idea what to do next, do I get a Solicitor, When the court hearing is or what action to take next?
Please advise I am worried sick.
Kind regards Michelle