Response to income and expenditure form

I have a letter from my lender which threatens legal action or a visit from "one of their agents" if I didn't contact them within ten days from the date of the letter, which was dated....you guessed it...seven days prior to the date I received it on the Friday. It would have been out of time by the Monday - the earliest I could have responded. The letter was attached to an I&E form with newspaper clippings stapled to it showing how borrowers were being successfully sued by Lenders. At the time it really frightened me, but I had the foresight to keep it exactly as was received. These days I think I could sue them for that little stunt. (Lee has a copy of the clippings!)

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