Yes - CCJs drop off the Credit Reference Agencies after 6 years. But the Registry of County Court Judgments hold the data forever. The Registry is managed by a not-for-profit organisation called Registry Trust which is contracted to the Lord Chancellor's Dept to run the register for them. The Government gave them the contract. Registry Trust is run by a Board of Directors. Companies House records show the voting ones are representatives of Banks, Finance Houses, Morgage Lenders and suchlike. The Chairman is a Public Relations guy from a city firm and the rest are from the agencies - cosy eh!(posted 8336 days ago)Registry Trust is funded by selling the Court Judgment information to Credit Reference Agencies, both the well known consumer agencies like Experian and Equifax but also others like MCL Software, and Business information Agencies like Dun and Bradstreet and Infocheck etc. There are about 6 altogether, plus a new one starting up in the UK - Callcredit - a joint venture between the Skipton Building Socioty and Dun & Bradstreet - details on the Skipton website.
As you already have a CCJ - you cannot get another one for the same debt but they can seek an attachment of earnings order if you are working or a warrant of execution - but a warrant is pretty ineffective if you refuse to answer your door or let them in or all your stuff is owned by your partner or parents.
The best thing to do is try to pay it off and get a certificate of satisfaction from the Court and Tell Registry Trust so the records at very agency are marked 'Satisfied'.