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Response to Credit reference agencies

from Anon (anon@hotmail.com)
There are different types of search against files at credit reference agencies. Anyone can search the public data files. These include electoral roll, court data and bankruptcy information. Even a member of the public can search these if you pay the agency the fee.

Credit searches can only be carried out with your consent (asignature on a form or agreement given over the phone or on the net by ticking a box and sending it to them).

The chances are that the xxxx Investigations did a public data check and that's why it's on your file. They'd lose their licence if they did credit checks on you.

(posted 8308 days ago)

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