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Credit reference agencies

from Ash (pop@poppy.com)
I saw this on your site:

"Credit reference agencies such as Equifax have subsidiaries that trace repossessees (in Equifax's case, the tracing agency is called Wescot and is based in Glasgow). We have evidence that the credit reference agencies pass on details of your applications for credit to their tracing agency subsidiaries."

I have also noticed on my credit record, such entries as: "XXX investigations". I have clearly not gone to this company for credit, why are they allowed to search my record? Isn't this illegal?

On a slightly different note, can one take action for defamation or libel be taken against credit refernce agencies if they refuse to remove an entry that is incorrect?

(posted 8319 days ago)

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