Response to Do I settle or fight on ? (Eversheds/Grabby)

Well yes, in essence your points are absolutely correct..but..after years and years of hassle I would have to say, hand on heart, that I have no fight left in me. Had there been a site such as this years ago (and indeed had I access to a computer!) I may be thinking more along your lines and would stand and be counted. Eleven years is a long time to be hounded, intimidated, threatened directly or otherwise and to not know if you can get on with your life. Yes, the Lenders are wrong, utterly, morally and legally wrong in most cases to do what they have done to genuine victims. They should not be able to chase us for a shortfall after a repossession, where the MIG's were mis-sold (almost all of them prior to 1993 I would say) or where the properties were undersold (definitely all of them as we know). The Lender's behaviour in most cases is disgusting. They ruin people's lives with their tactics, particularly when they wheel in the likes of Evershite's/DLA whatever, to scare you to death. The Court system is equally to blame with it's blind acceptance of the integrity and truthfulness of the money-men. None of us who were repossessed through circumstances beyond our control would ever have willingly put ourselves through such misery. Every time the post came my heart would sink and my stomach would flip wondering if there was yet another distinctive envelope from the people after me. Settling for a small sum is an option I would have considered had it ever been offered, but it wasn't. One day soon, when the 12 years is up, I will give this site everything on my case - it's a classic example of how I was totally ruined and relentlessly pursued when I had/have nothing to give them, the other (never once contacted)party being the one who *could* have settled with them. Why do they do it? Yes, you are right Eleanor, but it's my weakness (I guess) which prevents me from fighting anymore.

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