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Personal debt

from Joe Davies (joe9467@aol.com)
I went through a very bad divorce which started about 18 months ago. Stupidly thinking I was doing the "right thing" I opened a new account in my name only at the same bank and took out a new loan in my name only to cover the loan in our joint account(dec. 99). My now ex wife managed to have me ejected from my job which left me with no money. I eventually had had enough of her constant hounding me for money that I didn't have along with threats of violence (aided by some thugs), so I drew out 5 grand on my credit card and disappeared overseas (mar. 2000). I haven't worked since January 2000 and am being kept by some friends overseas, who witnessed some of her appauling behaviour. Needless to say I haven't been in touch with my creditors since the day I left. We also had some stuff bought on HP which is in my name but still in the former marital home, which was also transferred into her name by court order. I have settled overseas and looking to obtain residency of this country, but I would like to know what I can expect from my creditors. Obviously I dont want to obtain a criminal record based on these events and I have every intention of contacting them, when I get back on my feet, but there is little point at the moment as I can't work due to permit restrictions.

I would appreciate any positive input.

Many thanks.

(posted 8358 days ago)

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