Is the 6/12 year period based on 'Contact' being made or is it as the lot after me have now decided, when 'Recovery Procedures' began.(posted 8367 days ago)Not sure what beginning recovery procedures is but it seems that this is writing a letter to an address, getting it returned marked 'gone away' and then continuing to write to this address for another year.
It is my CLEAR understanding that the date which is associated with this is when they can PROVE they had contacted you. Thoughts please.