Response to Do I apply for another mortage 10 years after repro?

The Council of Mortgage Lender's Defaulter's Register holds details of your repo. This is checked in addition to your credit file and other references, as I understand it. I have no idea how this sits with the DPA these days and would *love* confirmation that the list is purged after six years. I know of one case where a repo turned up after nearly 11 years on a "reference check", but I have no way of knowing if it was from this list or any other. Centralised lenders are/were not included on the register as they are/were not bound by the CML...but I will happily stand to be corrected.

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