The building society would have to have gone to court to gain possesion it all depends if they had an address to serve papers on you for the reposession. If they had an address but failed to use it there is good grounds for a heafty counterclaim. Before any court action there has to be a summons issued and a 'Disclosure' phase. I would suggest that if they had a case they would make all efforts to convince you that the claim is just. This is bullying tactics of the worst kind and a strong letter of complaint and a statment that you hold them responsible for any and all costs incured resulting from your investigations. This is due to their lack of ability to produce any information. I would send them an invoice for costs every month giving 1 month to pay. If nothing is forcomming send them a warning that you intend to take them through the County Courts. This is simple to do and only costs £30 odd. Turn the tables on them.(posted 8414 days ago)Good Luck
Jon S