Response to 2nd shortfall letter 12 months on from first what do i do now?

I can fully apreciate your shock, but as in the advise above sit down and take stock. Time is on your side if nobody would agree to hand over such a vast sum of money without a good reason. I am in the middle of such an action and it is harrowing, but remember that everyone here has gone through or is going through it. I have found this site invaluable, so I urge you to use it.

Good luck

Jon S

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