[ Post New Message | Post Reply to this One | Send Private Email to ian richardson ferguson | Help ]

what should i do, they have sent me a solicitors letter

from ian richardson ferguson (irfergy@hotmail.com)
the original company was Mortgage trust. i asked them to take the keys at a court so i could get a council house, i had to have a repossession order to qualify for one. at the court the judge want them to give me alot more time to find a new job, i had to intervene and explain to the judge that i just wanted out of the trap i was in, i think my nerves were shot. i asked him them (there solicitor) to accept the house as repayment for the dept, which was about 30,000 i cant be certain. and the judge asked the young solicitor if that was ok, i spouted some story about mortgage companys selling houses cheap and comming back for the difference, the solicitor agreed that they wouldnt do that, the house had a value of around £42000. that was that , i thought. now a couple of years ago i got a request from a new company called first active asking me to fill in an income statement, they wanted to recover the shortfall, i ignored the letter having never heard of the company, and them also not saying what the shortfall was, i was going to write and say the house was accepted as full payment, but i never.they have written a couple of times since then i ignored each one as it came so they dont realy know if i seen them or not. Now ive got a letter from Edwards Geldard solicitors saying a company called Brittanic money plc want £19017.39p of me, and that im liable jointly and severally. i was finally going to write and say get lost , ive never heard of you when i heard of this site, the original order was made in 1995. there was an endowment with the mortgage with a manchester company, i cant get near them they say they havnt got any details. ive lost lots of paperwork but i do still have the original repossession order , of course no money order was requested or instigated. They still have never heard from me at all, what next???? please help
(posted 8409 days ago)

[ Previous | Next ]