The mortgage deed (with terms & conditions) is presumably the contract between you and the lender. It is under an alleged term in the contract that lenders like Abbey claim to be able to pursue ex borrowers for alleged 'shortfalls', even up to 12 years after repossession. You have, in my opinion, every right to be shown this contract.(posted 8426 days ago)I would keep asking to see a copy of the deed, and ask why the lender disposed of the original.
I think you have hit on an important point.
You might also wish to read the part of the 'Repossession' section on 'why lenders refuse to supply documents', to understand why this might be the case.
I have never known one of Abbey's agents (in this case DLA) disclose MIG-related information like this before - well done, you. What did you actually ask them, and what was their reply? It might help the rest of us make some headway in this area!
all best,