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When the husband goes bankrupt, does the family always lose the home?

from sarah message (sarah_mess@hotmail.com)
Hello,

My Father went bankrupt in 1998. He died in Oct 1999. Me and mum are trying to pay the mortgage between us. I have two brothers and one sister, all are younger than me (I'm 22yrs). So I am the only one working at the moment. The youngest is 14yrs.

My mum is on benefits and is 50yrs old. We are in the process of getting the flat roof of our house renovated. The local council are paying for this. We also have other things that need doing on the house due to general wear and tear, for example, leaks, parts of our window need fixing, top floor electrics now need doing. The list goes on. My dad never did anything around the house and therefore it's just got worse.

The thing is, if we leave on our own accord if the courts ask us to go then we will have to also pay for the grant. By the time my sister is 16yrs old my mum will not recieve any benefits for the kids at all, so she will have to go our and fine a job. At 52 this will not be easy, especially with a double mortgage my dad took out and a intrest only mortgage we are paying at the moment as we can not afford another £100 a month to transfer it to capital as well.

please help! Thank you.

Sarah Message sarah_mess@hotmail.com

(posted 8425 days ago)

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