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No MJO, MIG paid out

from Matt (mattyc@ntlworld.com)
Sorry about the subject line, couldn't think what to put.

In my case the MIG firm, Royal and Sun Alliance, paid out to the Halifax. When I do not know as they will not tell me! It seems that there is no MJO - I have been told they do not have one - so to my point:

If there was no MJO obtained by the Halifax and the RSA paid out under the MIG then I would think that firstly the RSA were negligent in paying the claim as they did not check everything was carried out properly by the Halifax and secondly that if they now want to recover their money that it is not me who should pay but the Halifax.

My logic says that as the Halifax has claimed on the MIG when they have not done their part in leaving the path clear for RSA to chase me (no MJO) then the RSA should claim back from the Halifax and the Halifax should then chase me for the shortfall (alleged).

Does this make sense to anyone else. It does to me because if I claimed under insurance and it was later found that I had not carried out my part correctly the insurance company is allowed to demand the payment back. Therefore they can demand the payment back from the Halifax.

(posted 8404 days ago)

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