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2nd shortfall letter 12 months on from first what do i do now?

from claire davies (chloejadebenj@aol.com)
In 1994 my partner left me & house was repossessed. this was done voluntary as i seeked advice from lender who told me to hand in my keys which i did. i heard nothing then last year (2000) recv'd a letter from lender demanding £14,654.00 & an income & expenditure form to fill in. i seeked advice from the association of mortgage borrowers who in turn contacted the lender & suppossidly sorted the situation for me, however some 12 months later i have now recv'd another letter asking me to complete the income & expenditure form within a certain time period else they will take further action. the lender is chasing me for the full amount despite mortgage being in joint names, they state this is because they cannot find the other party even though i have provided them with his whereabouts. obviously my circumstances have now changed (ie 2 children) & i am worried sick we will be on the streets what do i do as i did everything the lender told me to & now they are coming on heavy towards me. please help this very desperate & frightened person. thankyou........
(posted 8407 days ago)

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