Sue, There's no really enough information here for anyone to comment in detail. - can you now pay the 'normal' mortgage now you are both employed? - your message says you paid interest only for 1 year, but what happened in the other year (did you pay anything?) - did you have any mig-type things in place. Any insurance? - when you say they are threatening repossession, what exactly do you mean? Have they written or phoned? What options did they give you?(posted 8446 days ago)If you can pay the full whack of the mortgage each month (even if from now) they will have a pretty slim case; if you can pay them the mortgage plus (even) £5, my guess is that they will go away. It's not in their interest to repossess and have to sell, and these people usually follow their own interests.
Finally, I would talk to the CAB at this stage.