Ah - if your husband does not wish to serve a SARN, and he was party to the mortgage, then you could have a few problems here. I suspect that the lender would not have to divulge information to you about your husband, if you see what I mean, which could affect what you are allowed to see.(posted 8445 days ago)Personally I have found the information given to me, having served a 2nd SARN, very useful, for various reasons.
You might need to talk this through with your husband again.
I'm no expert of any of this, by the way.
I'm not sure lenders ever do just 'go away'. The information on this site seems to suggest that they just go quiet for periods of time and then start up again. It's this 'limbo' which I would very much like to eradicate. Lenders should either pur up or shut up - and make their intentions transparent (as per the Mortgage Code!).