Sarah,(posted 8447 days ago)I am sorry to hear about your current situation. I would however discuss this in more detail with you father as if he did sign the mortgage as a guarantor then he is Jointy and Severally liable for any debt that arises from it. This means that the lender can the full amount from bot you and your father or either of you. If you are only earning 6000 a year and you father earns or has assets that are sinificantly more, then they will probably choose to persue him for the majority if not all of the debt arising. So although you cannot force your father to help you out it may well be in his interests to do so. The fact that he has refused to help in any way with the current situation and simply says because everything is in my name then it is my problem may serve to be a thron in his side for a number of years if he does not act now.
Hope that this helps to clarify the situation.
Tim