a repossesion was obtained in 1993 but no MJO. is it too late for the chelsea to obtain a MJO. also they confirmed in a reply to the CAB that the mortgage was redeemed in 1994 when the CAB wrote asking if i owed them any money.this letter was in 1999 i am still recieving letters from various debt agents with the usual threats.(posted 8435 days ago)