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being chased for a shortfall

from bernadette merry (bernie.mike@onmail.co.uk)
in nov 1995 our property was repossesed by the halifax building society. jan '96 they started to purse us for an estimated shortfall. we sought advice from the CAB and eventually after several requests we recieved a completion statement in april '96. we asked for invoices & documentation relating to this statement but none was ever recieved. no more was ever heard from the halifax so we presumed that this was the end of the matter. but then in oct 2000 we recieved a letter from TLT solicitors asking us to pay £22475. we employed the help of a solicitor to help us ask the halifax to jusify its claims. once again all our questions were ignored so in jan 2001 i wrote an officia letter of complaint to the head office of the halifax plc requesting that they send me copies of all documentation relating to the sale of the property & the added costs on the completion statment. it was only then that they sent copies to me because i threatened them with going to the ombudsman. the paperwork that i recieved had all the letter headings and bottoms removed. WHY ?I strongly believe that the property was under valued by the halifax as when the property was being repossesed i obtained my own personal valuation from an independant estate agent for £35995. the halifax sold it for £24500. is there any way i can stop them chasing me as i would now like to get on with my life and purchase my council property without them taking it away from me to cover this debt ?
(posted 8443 days ago)

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