DLA, ABBEY NATIONAL,

We recieved a letter today from DLA saying that they are not refusing to forward the documents which we requested (MIG-MORTGAGE DEEDS) but their client does not retain such copies. They say these documents are not required to prove their clients debt. Is this true? They also say basically that what monies were paid to their client on the MIG policy is irrelevant,saying under the terms of the mortgage i am responsible for the whole of the mortgage debt including any shortfall. They say that a claim was made (but havn't told me how much they recieved) and that the insurers have a right to pass this back to the lender to recover any funds on their behalf. If they say they have no copies of the documents (mentioned above) do we have a case to answer? We keep sending letters asking them to send us these documents,but all we get are negative replies. How many letters do we have to send before they actually respond in a possitve manner,or will they just issue a writ?

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