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Response to Have now recieved everything from Bham Mshires- what next?

from Tim Heath (tim_n_heath@hotmail.com)
Scott,

If BM have supplied everything this must be an absolute first for any lender. Ask yourself questions about the information that you have got. ie If you were selling the property yourself would you have felt that you got the best deal if you listed with an agent that *never* advertised the property? Would you have felt that the amount being charged for Solicitors fees was the best that you could have got. Don't forget these people have to show that they acted in your interests. Check the documents and then check them again. I usually find that this sometimes turns up areas where the lender has been negligent,fraudulant etc etc, but mainly prompts yet more questions as to their actions. If a document or letter is referred to check to see if you have that letter. If not, why not? what does it contain that they have "accidentally omitted it"? My point is don't just accept what they have sent, review it and question it. This is the purpose for obtaining it, not as the lender would have you believe just to slow the process down. The whole thing is big jigsaw. In many cases you don't have the luxury of having the picture on the box and yu have to put it all together to make sure you've got all of the pieces.

(posted 8453 days ago)

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