No Money Judgement, they don't need one, then they get one

If there is no money judgement and, after several letters, they say they do not have one and do not need one but then they decide to return to court several years later what is the advice re the following:

Am I entitled to attend to make defence? If yes, what is my best defence? If they get the money jusgement, what then?

I ask this now that Carol is appearing on the site - welcome - you gave me advice a while ago and the above is more or less my situation save that, as yet, they have not told me they are going to get one. I am aware that they can and do as others on this site have had the very same happen to them.

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