I was contacted by an agent for Halifax informing me of shortfall and asking me to complete an I&E. Refused until they answer all of my questions. Got in the mail a credit card application from guess who, The Halifax. Served SARN and got details. Pointed out in my reply that they had not given me any of my details pertaining to marketing information that they were holding, and that I knew they were keeping some becauase I had recieved this credit card application. Halifax responded saying that they did not hold marketing information for me but would make sure that I was never sent any more material like this, even in error. Since then I have recieved a number of I&E forms direct from Halifax, but again will not complete until they answer all of my questions. This morning I recieve... no points for guessing this one, yet another application for a Halifax Credit Card. My question is three-fold:(posted 8487 days ago)1) How gullible do they think I am that I will actually complete one of these and furnish them with all of my details via a backdoor?
2) Why would a Lender be sending me an application for a credit card if they really believed that I owed them an alleged shortfall of circa 28,000.00?
3) As they have stated that they would ensure that I would recieve no more of this type of correspondce from them is there anything I can do. I certainly intend to keep it in the back of my mind to show the Judge (should it get that far) just how they break written promises and their potential to be negligent over such a simple request.