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Bradford and Bingley - left hand/right hand discrepancy

from Catherine Adams (catherine@olias.co.uk)
Here's an update from the 'Stitched up a treat by the B&B' situation. I think that it shows just what a disorganised bunch of cowboys these people are!

1) The B&B originally gave me a mortgage in 1991 whilst I was still (apparently) liable for a joint mortgage with my ex-husband, who was supposed to be taking over the reponsibility for the house we shared. Of course, the ex-husband then disappeared into Never Never Land and the house was repossessed. The B&B waited until 1996 before trying to extract a 'shortfall' of around £32,000(the figure keeps changing!) from me. After 4 years of being harassed, they finally got a court order for the 'shortfall'. During this time, I had been paying the mortgage for my own house (despite having moved to another part of the country) and letting the place out to tenants. I only stopped making payments last year in protest at their actions; however, they just didn't seem to care about that at all.

2) The B&B are now applying to have a legal charge put on my property to sort out the 'shortfall' on the house I bought with my ex. This means that there will be something in the order of an £80,000+ debt on a house that is probably worth about £45,000 at most.

3) The B&B are now also applying to have this house repossessed!

4) To my great surprise, I was eligable for shares when the B&B became a plc! If anyone wants to know what I spent the money on, please Email me as it's probably not appropriate to leave details here! Just be assured that the money was put to a very good (and symbolic) use.

Is it just me, or are these people a complete waste of space?

(posted 8506 days ago)

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