This is a very important piece of case law. I would imagine that many repossessees might be able to cite it in their defence should they ever receive a summons. Nice one, Tony.(posted 8521 days ago)By the way, there is also a piece of Human Rights Act law which states that civil hearings (which would include proceedings) must be fair and brought within a reasonable time.
If your lender seems to have waited a long time to contact you, for no good reason, then be aware of this ruling and these rights.